Money Changers and ATMs

In the Lovina area there are several money changer and ATM’s, basically the bigger bank offices are in Singaraja, but there are a few small bank offices in the Lovina area.

When you use the money changers there are a few things you need to pay attention to:

  • Always bring your passport when you are going to a money changer.
  • At spots like PM2V with an electronic teller, the machine count is recorded on screen. At locations like Tip Top without an automatic teller system and with any money changer where they count the money by hand, you must be the final person to count the money.
  • Local counters are incredibly picky about the physical condition of foreign currency. If your dollar, euro, or pound bills have tiny ink marks, folds, rips, or are printed before 2013, they will likely either be rejected or given a lower exchange rate.
  • Exchange rates drop across Bali on weekends and public holidays because global financial markets are closed and operators hedge against currency swings. For the absolute best value, change your money Monday through Friday.
  • To avoid a problem be prepared, know how much foreign currency you want to change, keep it in your hand, check the sign with the rates and know how much you should get. Watch the teller’s hands closely, always re-count the pile yourself at the window, and never let them touch the money again once you’ve done your final count.

There are several options, below a list of options in alphabetical order:

Carma Authorized Money Changer in Kalibukbuk: Located right in the central hub inside the Carma Mini Market, this fully licensed operator is safe, reliable, and handles major global currencies easily, click here for the exact location.

Kristop Money Changer in Kalibukbuk: This official desk is directly connected to a wine shop and supermarket. It is exceptionally reliable, legally tracked, and stays open late into the evening until 10:00 pm, click here for the exact location.

PM2V in Kaliasem: A highly trusted official chain branch located directly on the main road, across the street from Pepito Supermarket. This location features an automatic teller system to count out and verify notes digitally, making the transaction completely transparent and secure, click here for the exact location.

PT. Taman Swasti Lovina in Kalibukbuk: Another fully registered highway desk boasting excellent reviews for quick, professional, and trustworthy cash exchanges, click here for the exact location.

PT. Surya Chandra Dewata in Temukus: This is a highly rated, completely honest local setup with convenient customer parking right out front. They handle pristine foreign bank notes smoothly, click here for the exact location.

Tip Top Shop Counter in Kalibukbuk: A highly popular local convenience and liquor store window. It is famous among long-term travelers for consistently offering sharp exchange rates. Note that they do not use an automatic teller system, so you will want to slow down and watch their manual hand count closely, click here for the exact location.

Automatic Teller Machines (ATM)
When you want to take money from the ATM there are several options in the Lovina area, they are all bank related and the most common banks have a ATM.

BCA, BNI and Mandiri ATM: Located right in the heart of Kalibukbuk on the main road, these two major bank machines sit practically side-by-side in a well-lit entrance alcove right at the front of the Central Lovina Hotel, click here for the exact location, BCA and BNI. Because they are right next to each other this is a highly reliable and safe spot to pull out cash. Across the street from this there is a Mandiri ATM, click here for the exact location, it is in front of a shop, there is also a CIMB ATM next to Pepito Supermarket.

The New BRI Bank Branch and ATM:
Located right on the main road in Kalibukbuk in Anturan, this newly built branch sits directly across the street from the Rolina Visa Agency branch. Because it is a brand-new, fully staffed corporate bank office with security guards, the indoor BRI teller machine at the entrance is exceptionally safe, reliable, and highly protected against street-level skimming devices. It is really new, so new that it is not on Google Maps yet.

Alfamaret:
There is also one Alfamaret which has a ATM, which is located on the main road, next to the BPD bank office, click here for the exact location.

Singaraja bank offices
In the vicinity of Singaraja there are a lot of bank offices, you can find most of the bigger banks in Singaraja. They have ATM inside the office, but obviously you need to go there at office hours (BCA bank office), although a few have the ATM outside the actual office building but it is located on the premises, like with BNI but there are several locations.

Changing foreign currency with the bank
BCA KCU Singaraja and Bank Mandiri are your best options. Both locations feature 24-hour ATM vestibules and offer official currency exchange services over the counter.

BCA KCU Singaraja
Features: Multiple modern ATMs accepting international networks (Visa/Mastercard) alongside an official currency exchange counter.
Location : https://share.google/75ctmyxcMkMk9QYyS
Hours for Exchange: Mon–Fri: 8:15 AM – 3:00 PM (Closed weekends)

Bank Mandiri Singaraja
Features: Large ATM center on-site and full foreign bank note (valas) conversion services at the teller counters.
Location : https://share.google/MYsV2QjikMwu3cCvF
Hours for Exchange: Mon–Fri: 8:00 AM – 3:00 PM (Closed weekends)